Administered by Guardian
Arhaus employees have the opportunity to secure additional coverage at affordable rates for employees & their families! Coverage includes Accident, Critical Illness, Hospital Indemnity & Life insurance. Coverage can be purchased on employees & dependents at affordable, group rates. Coverage is guaranteed with no medical questions asked during your initial eligibility period!
We’ve added Identity Fraud Protection (Aura) and Pet Insurance—both through MetLife!
Resources
ACCIDENT INSURANCE
Even with the best health insurance, individuals can be financially strained by the expenses incurred as a result of an accident, regardless of the severity. This type of program provides a cushion to help cover the out-of-pocket expenses associated with an accident by paying cash directly to you for expenses incurred by you or your family members.
HOSPITAL INDEMNITY
Even a small trip to the hospital can present you with unexpected expenses and medical bills. It provides financial assistance to enhance your current coverage. Designed to pay cash benefits directly to you to help offset the out-of-pocket expenses associated with a hospital stay.
CRITICAL ILLNESS INSURANCE
Critical Illness coverage helps provide financial support in the form of a large, lump sum benefit in the event that you or your family members are diagnosed with a covered critical illness. Even with the best health insurance, treatment for a major illness can become a financial burden. Critical Illness insurance gives you peace of mind and allows you to focus on getting better.
LIFE INSURANCE
Many Americans rely on the group life insurance provided by their employer, however in many cases, this coverage is not enough to provide the financial security for your family. Purchasing an individual policy can be cumbersome & challenging. Through Guardian, Arhaus employees have the ability to elect Term Life insurance at affordable group prices, on yourself, as well as your dependents, with no medical questions asked.
PET INSURANCE
We care about all of your dependents — even the four-legged ones. As part of your employer benefits, you can access MetLife Pet Insurance.
- Flexible product offerings with straightforward pricing and options, discounts up to 30%1, customizable limits, and deductible savings2
- Quick 3-step enrollment and hassle-free claims experience with most claims processed within 10 days
- An experienced team of pet advocates and multi-channel support options
IDENTITY FRAUD PROTECTION
We’re doing more online than ever before – making us more vulnerable to fraud and online threats. MetLife and Aura Identity & Fraud Protection helps safeguard the things that matter to you most: your identity, money and assets, family, reputation, and privacy.
Online interactions are at an all-time high. 89% of employees say that having access to an identity theft product provides peace of mind.
